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  • Dear Catey,

    I’m a 26-year-old computer software engineer with an M.B.A. making $85,000 per year, and my get hold of pay is roughly $3,700 per month. We add 8% to my k that is 401 get matched as soon as yearly by my business for 7%. Currently my 401(k) has $28,000 inside it, almost all of which can be in a target-date fund. We place $1,500 into my HSA yearly. I’ve hardly any other opportunities or cost cost savings (literally $150 is perhaps all).

    My expenses that are main these: We have $105,000 in federal federal federal government figuratively speaking on an income-dependent-repayment plan, and $15,000 in personal student education loans. We presently lease in Cincinnati, where We spend $950 four weeks including resources with a roomie. We have a vehicle payment of $650 30 days for three more years, outstanding personal credit card debt of $10,000, and personal consolidation loans of $20,000 (some as a result of unexpected circumstances & most to pay for for staying in university). Simply a couple of years it down $20,000 ago I had $50,000 in credit card debt and have already paid. Read more